When Mrs. Tanko received her Christmas food delivery in Northern Nigeria, she experienced something remarkable—a shopping experience that exceeded her expectations. "This is the first time I've done a food contribution and didn't feel cheated at the end," she shared warmly. "Everything I paid for was exactly what I received." Her story is just one of hundreds that illustrate how Osusu is transforming the way Nigerian families prepare for important occasions.

Osusu, a pioneering layaway platform created by Pack'N'Pay International Limited, is addressing a real challenge facing Nigerian households today. With rising food prices putting pressure on family budgets, the platform offers an elegant solution: allowing people to lock in today's prices for tomorrow's needs, paying in comfortable installments over time. It's a simple concept with profound impact—replacing financial stress with careful planning and confidence.

What began as an internal tool to serve Pack'N'Pay customers quickly revealed its broader potential. Recognizing the widespread need for transparent, reliable layaway services, the company launched Osusu as a standalone mobile application in April 2025. The response has been nothing short of heartwarming. Within months, Osusu successfully delivered over 300 orders across nine Nigerian states, including Lagos, Abuja, Kaduna, Anambra, Delta, Port Harcourt, Imo, Calabar, and Edo.

The platform has proven particularly valuable for businesses seeking to care for their employees. Dr. Anwuli Akwukuma, owner of Arubah Family Medical Centre, discovered Osusu while living thousands of miles from her Lagos-based team. She was able to order her staff's end-of-year packages eight months in advance, paying gradually over time. "The packages were delivered to the location in Lagos at the set date with no issues at all," she enthusiastically reported. "I even added some more at the last minute and they accommodated me."

For Nigerians living abroad who want to support family back home, Osusu has become a bridge of care and connection. Chief Chike Nweke, based in the United States, found the service transformative. "Ordering foodstuff for my family in remote parts of Nigeria was always stressful," he explained. "With Osusu, it was straightforward, transparent, and delivered exactly as promised."

Ifuneya Otike-Odibi, Head of Business at Osusu, radiates optimism about what the platform has accomplished. "We're genuinely happy to see Nigerians adopting Osusu and experiencing the benefits of structured layaway payments," he shared. "Seeing families and businesses plan better and avoid financial pressure is exactly why we built this."

The future looks even brighter. In 2026, Osusu plans to expand significantly, introducing new categories including electronics and furniture. This means Nigerian families will soon be able to apply the same smart planning approach to even more important purchases.

Osusu represents more than convenient shopping—it embodies dignity, foresight, and empowerment. By giving Nigerians the tools to plan ahead and budget wisely, the platform is helping families create better futures, one installment at a time. As the service grows and evolves, it continues proving that innovation combined with understanding can genuinely improve everyday life.