Two Women Lead Nigeria's First Insure-Fintech Skydd

Insurance in Nigeria has long been something people avoid until disaster strikes, but two women are changing that story entirely.

Chituru Nsirim and Anu Oyeleye now lead Skydd, Nigeria's first insure-fintech company that's rethinking protection from the ground up. Instead of selling insurance as a separate, dreaded purchase, they're weaving it naturally into the financial tools Nigerians already use every day.

Nsirim, a Founding Executive overseeing Business Development and Operations, brings more than a decade of banking and insurance experience to the table. She built Skydd's partnerships and commercial strategy from day one, creating the foundation for everything that followed.

Oyeleye leads Product and Marketing with her own decade of fintech expertise, including founding her own company and leading product teams at some of Nigeria's fastest growing tech firms. Together, they're proving that protection can be simple, accessible, and even welcome.

The results speak volumes. Skydd already serves more than 20,000 active customers and operates with positive cash flow and EBITDA, a rare achievement for young tech companies. People are choosing protection when it's designed around their lives, not against them.

Now comes the ambitious part. Skydd is opening its infrastructure to banks, fintechs, employers, merchants, and developers so they can embed protection directly into their own platforms. Imagine getting insurance coverage as easily as making a payment or opening a savings account.

The platform combines protection with savings, digital wallets, and payment cards in one ecosystem. What used to require separate trips to insurance offices now happens seamlessly within apps people already trust and use daily.

The Ripple Effect

When protection becomes accessible, entire communities grow more resilient. Families can pursue dreams without fear of one emergency wiping out years of progress. Small business owners can take calculated risks knowing they have backup. Young people can start building financial security earlier in life.

Skydd's model also creates opportunities for other businesses to serve their customers better. A fintech app can offer loan protection automatically. An employer can provide coverage as seamlessly as processing payroll. Every partnership multiplies the impact.

While Skydd starts in Nigeria, the vision reaches across Africa. The company is building infrastructure that could power protection for hundreds of millions of people who've been left out of traditional insurance systems.

Two women are leading this transformation, proving that the best innovations often come from those willing to completely reimagine broken systems.

The future of financial protection in Africa is being built right now, and it looks nothing like the past.